On-Boarding Process

What Is Our Onboarding Process?

What Is Our Onboarding Process?

If you think you would like to engage us in a financial relationship, it is best to email us with a few dates and times that work for you and we will get back to you.  You can always call and see if we can take your call immediately.  If not, please leave a message and we will get back to you as soon as possible (our contact information is listed in the footer below).

There is no cost for an initial consultation which includes answering all of your questions and completing the items listed in step 1 below.

What you can expect on the call?

The initial call will be a fact-finding mission for you and us.  If at the end of step 1 we make a commitment to work together, we will walk through the remaining steps.

1.  Establish The Relationship

      a. Explain the services we offer.

      b.  Decide on which services we will provide.

      c.  Define what our responsibilities are to each other.

      d.  Discuss our compensation and the duration of the engagement.

2.  Data Collection And Goals

      a.  Gather your personal information needed to open accounts Information Gathering Form.  

      b.  For more comprehensive planning, please use our secure online survey in addition to the information gathering form.

      c.  Complete a risk assessment to determine your risk tolerance (click here to begin the risk assessment).

      d.  Establish and document your specific, measurable and achievable goals.

3.   Analyze and Evaluate Your Financial Status In Order To Determine What You Need To Do To Address Your Goals

       a. This step will vary based on selected services and/or whether you choose full service or investment only in advisory accounts.

4.    Review The Recommendations

        a.  Make any tweaks if necessary.

5.    Implement The Plan

6.    Monitor And Benchmark The Plan Against Your Stated Goals And Objectives

        a.  Review the plan together at least annually.

        b.  Keep the asset allocation in line through re-balancing.

        c.  Perform ongoing due diligence on investment choices.


Visit our "Frequently Asked Questions" page for instructions on how to send information securely.

Asset allocation does not ensure a profit or protect against a loss.

Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.