Model Wealth Portfolios

• A level of service choice between full service and investment only (see below).
• Virtual meetings.
• As a fiduciary under the Investment Advisers Act of 1940, we’re obligated to act in your best interest and provide you with full and fair disclosure of material conflicts of interest.
• Investment Models are discretionary.
• Minimums vary based on strategist and model, starting at $10,000.
• A choice of 10 different strategists (additional strategist fee of between 0.0% to 0.20% depending on the choice selected).

          Full Service - We provide our full service clients with the options of: 

• A detailed initial and ongoing risk analysis.
• Quarterly customized performance reporting.
• Quarterly electronic/phone portfolio reviews.
• Ongoing retirement and financial planning.
• Investor education.
• Ancillary services such as budgeting and large purchase planning.
• Advisory fees begin at 1.35% in full service Model Wealth Portfolios.
• Fees can go lower based on the amount of assets in the advisory relationship. 

          Investment Only- We provide our investment only clients with the options of:

• A detailed initial and annual risk analysis.
• Quarterly performance reports.
• One annual electronic/phone portfolio review.  
• Advisory fees begin at 0.68% for investment only Model Wealth Portfolios.
• Fees can go lower based on the amount of assets in the advisory relationship.

• Model Wealth Portfolios is an investment platform that offers portfolios from a variety of professional money managers, each of whom provides a unique philosophy, process, and market outlook. These money managers follow well-defined, repeatable processes for building and managing portfolios, while considering the long-term risk-return expectations for the investments they include and employing sophisticated screening methods to narrow the universe of investment options.  Models include mutual funds and/or ETFs.

• Strategists include: 
  • LPL Research 
  • Alpha Simplex Group
  • BlackRock
  • Cougar Global Investments
    
  • Innealta
  • Morningstar
  • AllianceBernstein
  • J.P. Morgan
  • Russell Investments
  • Standard & Poors

• To learn more about Model Wealth Portfolios click on the button below. 

LPL is a broker/dealer registered with the Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority, Inc. (FINRA) and the Securities Investor Protection Corporation (SIPC). As a registered broker/dealer, LPL is subject to regulatory oversight and internal controls that are designed to protect your accounts.

 LPL’s regulatory obligations and controls include the following:

• LPL must identify and segregate securities by customer, and must segregate customers’ securities and funds from its proprietary business activities.
• LPL is required to maintain minimum net capital and to set aside a reserve for the benefit of its customers.
• The purpose of these requirements is that if a broker/dealer fails financially, customers’ securities and funds should be readily available to be returned to customers.
• In addition, LPL’s financial statements are audited annually by an independent public accountant and those financial statements are filed regularly with the SEC.
• LPL is required to purchase a fidelity bond from an insurance company to provide a source of compensation to customers in the event of fraud or embezzlement by employees.
• LPL is required to be a member of SIPC and, for accounts held at LPL, SIPC provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash. This account protection applies when a SIPC member firm fails financially and is unable to meet obligations to securities customers, but it does not protect against losses from the rise and fall in the market value of investments. An explanatory brochure is available at www.sipc.org.
• LPL purchases an insurance policy that provides customer protection in excess of SIPC coverage up to an overall aggregate firm limit of $600,000,000, subject to conditions and limitations.
• LPL also purchases additional amounts of professional liability insurance.